Terms of Service

1. Company information

2. Eligibility

The Service is intended primarily for users located in the United States. You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to create an account, make a purchase, or enter into these Terms. If you are under 18, you may not use the Service. By using the Service, you represent that you meet these requirements.

3. The Service

My HOA Check allows you to upload HOA-related documents (such as CC&Rs, bylaws, or rules) and receive AI-assisted summaries, Q&A-style outputs, and related features we make available from time to time. Features, pricing, and availability may change. We do not guarantee uninterrupted or error-free operation.

4. Not legal advice

All outputs are generated using automated technology and are for general informational purposes only. They may be incomplete, outdated, or incorrect. Nothing on the Service is legal advice or a substitute for advice from a licensed attorney in your jurisdiction. HOA rules, state law, and local enforcement vary; you alone are responsible for how you use the Service and any actions you take.

5. Your account and content

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You represent that you have the right to upload any documents you provide and that doing so does not violate third-party rights or law.

You grant us a non-exclusive license to host, process, transmit, and display your content solely to provide, secure, and improve the Service (including using subprocessors such as cloud, database, storage, payment, analytics, advertising, and AI providers as described in our Privacy Policy).

You may not upload malware, attempt to gain unauthorized access, scrape or overload the Service, resell access without authorization, or use the Service for any unlawful, harassing, or fraudulent purpose.

6. Fees and payment

Paid features are offered at the prices displayed at checkout. Payments are processed by Stripe. You agree to Stripe’s terms and to provide accurate billing information.

Unless otherwise stated at purchase or required by applicable law, fees are non-refundable. If you believe a charge is in error, contact us promptly at rmtsolutions@gmail.com.

7. Intellectual property

We and our licensors own the Service, including software, branding, and materials we provide (excluding your uploaded content). Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes unless we agree otherwise in writing.

8. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUTPUTS WILL BE ACCURATE, COMPLETE, OR SUITABLE FOR ANY SPECIFIC PURPOSE.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL RMT SERVICES OÜ OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE CLAIM, OR (B) FIFTY U.S. DOLLARS (USD 50), EXCEPT WHERE LIMITATION IS PROHIBITED BY LAW.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. NOTHING IN THESE TERMS EXCLUDES OR LIMITS LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW (INCLUDING GROSS NEGLIGENCE OR WILLFUL MISCONDUCT WHERE APPLICABLE).

10. Indemnity

You will defend, indemnify, and hold harmless RMT Services OÜ and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of your use of the Service, your content, or your violation of these Terms or applicable law.

11. Suspension and termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms, creates risk, or is otherwise harmful. You may stop using the Service at any time. Provisions that by their nature should survive will survive termination (including intellectual property, disclaimers, limitations of liability, indemnity, and governing law).

12. Governing law and disputes

These Terms are governed by the laws of the Republic of Estonia, excluding conflict-of-law rules. Courts in Tallinn, Estonia have exclusive jurisdiction over disputes arising from these Terms or the Service, subject to mandatory consumer protections in your country or U.S. state of residence that cannot be waived by contract.

If you are a consumer in the European Union, you may also have the right to submit a complaint to a supervisory authority or use an EU online dispute resolution platform where applicable.

13. Changes to these Terms

We may modify these Terms at any time. We will post the updated Terms on this page and update the “Last updated” date. If changes are material, we may provide additional notice (for example, by email or a notice in the Service). Your continued use after the effective date constitutes acceptance of the revised Terms. If you do not agree, stop using the Service.

14. Miscellaneous

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service. If any provision is unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

15. Contact

rmtsolutions@gmail.com
RMT Services OÜ, Hobujaama 4, Tallinn, Estonia